Let's begin with a conversation about your family and what you are working toward. First we listen to where things stand, and then we suggest the services that fit.
Planning and Strategy
We plan ahead with you, then keep your plan current as your life changes.
Our financial planning services begin with your goals, and we bring your finances in line with them. From there, we map out your cash flow to cover the life you live, year after year, and set money aside before major life events arrive. We also look at how one decision, such as a new investment, can affect your taxes and your estate. Between meetings, we watch over your money and work with your other advisors, and you hear from us throughout the year.
The Services in Planning and Strategy
Start with the service closest to your situation; the last one, our Service Commitment, comes with every client relationship, whatever you choose.
- Financial Planning Together we decide what your money is for, including retirement and your other priorities, and lay out a plan we revisit after big life events.
- Liquidity Planning Before a large payment such as estate taxes comes due, we plan where the cash will come from, so long-term investments can stay in place.
- Distribution Plan and Review We help trustees and families agree on how much a trust pays out and when, weighing beneficiary needs, taxes, and how long the trust lasts.
- Financial Management We run your plan, balancing what comes in against what your life needs, overseeing investments, and coordinating each year's tax decisions with your CPA.
- Service Commitment Every client can expect a formal review each quarter, and a spouse or heirs are welcome to take part in the planning.
- Advisor Coordination You keep your CPA and attorney—we bring their advice and your investment managers' work into one strategy.
