FAQS

As a fiduciary, we are required to act in your best interest and not place our own interests ahead of yours. We do not offer proprietary funds or investment products, which helps reduce certain conflicts of interest that are common in our industry. Our open-architecture approach gives us access to a broad range of investment providers, and we can also advise on assets held outside our preferred custodians. Like any advisor, we are compensated for our services, and our Form CRS and Form ADV Part 2A explain the conflicts this creates and how we address them.

We specialize in serving ultra-high-net-worth families, offering personalized strategies tailored to their unique goals and values. Our client relationships are built on trust, mutual understanding, and a shared commitment to achieving meaningful outcomes.

Not at all. SpirePoint partners with families nationwide, leveraging advanced management technology to provide seamless, high-touch service, regardless of location.

You’ll be supported by the entire SpirePoint team, with the aim of providing comprehensive and personalized service. Your primary advisor will oversee your financial strategy, backed by a group of dedicated professionals who collaborate to support your needs.

Your initial consultation with SpirePoint is complimentary. We use this time to thoroughly analyze your situation and determine if our services align with your goals before making any recommendations.

Family offices are often created to manage all aspects of a family’s wealth and business. SpirePoint’s Family Office offers the services of a traditional family office—investment management, tax planning, trust reporting, and more—without the complexity or cost of managing a separate entity. We scale these services to suit your family's specific needs.

No. SpirePoint can advise on assets held outside of our custodians, providing services such as investment reviews, due diligence, and consolidated reporting to simplify your financial picture.

We aim to help clients achieve their financial goals with minimal risk. SpirePoint’s approach focuses on maximizing risk-adjusted, after-tax returns while reducing costs and complexity. Each portfolio is tailored to individual objectives and risk preferences.

Market cycles are unpredictable, but a well-thought-out, long-term strategy can help weather economic downturns. SpirePoint works with you to align your portfolio with your risk tolerance, time horizon, and both short- and long-term goals.

Our fees are transparent and typically based on a percentage of assets under management. For assets not directly managed by SpirePoint, we offer hourly billing agreed upon during our engagement process. Family office and due diligence consultation fees are also agreed upon during our engagement process.

Client accounts are held with Goldman Sachs and Charles Schwab, both members of the Securities Investor Protection Corporation (SIPC), which provides coverage up to $500,000. Additional protection is provided through commercial insurance. Click here for reference to what SIPC does and does not cover.

First and foremost, you will continue to benefit from our investment management process and wealth planning to help you safeguard and grow your financial assets in order to fulfill lifestyle needs and legacy aspirations.

Access to a Broader Thought Leadership Environment:
SpirePoint Private Client is not limited to offering thought leadership and advice from just one institution. This enables us to tap into research and advice from a diverse range of financial partners, with the aim of supporting the evolving needs of your family.

Exceptional Client Service:
As a fiduciary, we will continue to act in your best interest. We take a multigenerational service approach in order to develop a genuine consideration of your values and objectives as we help create your long-lasting legacy.

Our goal is to offer an elevated, private client experience that is enabled through the use of a multi-custodial platform and suite of enhanced services. Your account holdings and fees will remain unchanged. However, an important decision underlying the launch of SpirePoint is our selection of Goldman Sachs as our primary custodian. Goldman Sachs is one of the largest and most trusted financial services firms in the industry, and we chose them for their technology, research, investment and service capabilities. The transfer of your accounts to Goldman Sachs will not create a taxable event.

We would have preferred the chance to discuss our plans with you earlier, but legal obligations and contractual limitations barred us from doing so. As investment professionals, we are dedicated to upholding such agreements, despite the personal difficulty of not being able to converse with you ahead of time. We trust you understand our commitment to follow the industry’s rules.

The safety and security of your assets is of critical importance to us. With that in mind, and after a rigorous due diligence process, we selected Goldman Sachs and as our custodian based on their technology, research, investment and service capabilities.

Drawing off of the company’s 150+ years of experience, Goldman Sachs Custody Solutions shares four core values with SpirePoint, namely their commitment to Client Service, Excellence, Integrity and Partnership.

The fundamental approaches we employ for managing your assets will remain consistent, and naturally, our investment management solutions will always be customized to suit your risk tolerance, time horizon, and long-term goals. However, we will be expanding our access to a wider range of investment products, opportunities and thought leadership, as mentioned in Question 1.

You typically will not have to relocate your banking accounts as a part of a transition to our new firm. We can work on your behalf to scout the marketplace for options that are on par with or superior to your existing ones, if necessary. We can guide you towards a suitable banking relationship that specifically meets your needs, be it with a local, regional, or national bank.

You will be able to view your assets by utilizing the Client Login section of our new website, www.spirepointpc.com. Once you log in, you will have the same type of access to all of your accounts and the ability to utilize services as you have been accustomed to.

Divosta Towers South
3825 PGA Blvd, Suite 1005
Palm Beach Gardens, FL 33410
Main Line: (561) 867-0008
Team Email: pbteam@spirepointpc.com